Products

We have what your business needs.

Commonwealth Capital provides bridge loan financing in amounts ranging from $100,000 to $1,000,000 to business and industry which do not qualify for traditional bank credit but have substantial available real estate collateral and a demonstrated ability to service requested debt.

Commonwealth Capital provides financing to support growth, past due taxes, debtor in possession, bankruptcy exits, general restructuring and a variety of other business capital challenges not available through traditional banking markets. We work with companies that have negative net worths, a history of operating losses, and a myriad of other ills that can befall otherwise good business. We are passionate about our client relationships and are open and ready to listen to your story.

Bridge Loan | Commonwealth Capital

Traditional Bridge Loan

• Loan terms range from 1 to 5 years

• Interest only

• Principal pay-downs permitted upon approval

• No prepayment penalty

Construction Loan | Commonwealth Capital

Construction Loan

• Loan term of 1 year, with an option to renew year to year

• Interest only, charged on principal outstanding

• Disbursed in installments based on draw schedule and after inspections

• Principal pay-downs permitted upon approval

• No prepayment penalty

Line of Credit for Business | Commonwealth Capital

Line of Credit

• Loan term of 1 year, with an option to renew year to year

• Interest only, charged on principal outstanding

• Requires “anchor” collateral that remains in the permanent collateral pool securing the credit throughout the life of the facility

• Advances for construction projects require inspections and release of funds in stages

• Principal pay-downs permitted upon approval

• No prepayment penalty

Commonwealth Capital Guidelines

Below are our deal guidelines. This may help you to determine if our programs are right for you:

* Business or rental income must be in place to confirm ability to maintain debt service.

* Collateral loan to values not to exceed 50% loan to value will need to be provided. This can include a combination of first and second lien positions but the primary collateral must be a first lien position.

* A path to loan repayment must be established as Commonwealth is a bridge lender.