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Commonwealth Capital is a private real estate lender specializing in short-term bridge and mini-perm loans secured by first mortgages on commercial and residential investment real estate.

Close quickly to take advantage of a short-term opportunity, use the capital to fuel growth, or solve business issues.

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We provide the essential construction funding you need for both ground up and renovation projects.

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Maintain constant access to the cash you need for working capital, growing your real estate portfolio, or fixing and flipping properties.

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Need longer term financing?  Commonwealth can do a term as long as 5 years with amortization options.

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  • Product Details
  • Term
    1-5 years
  • Loan Amount
    $100k – $4 million
  • Amortization
    Interest Only
  • Loan to Value
    Up to 70% LTV
  • Lending Area
    PA, NJ, NY, CT, DC, DE, MD, VA, FL
  • Rates
    Starting at 9.99%
  • Prepayment Penalty
  • Use of Proceeds
  • Real Estate Collateral Types
    • Single Family Homes
    • Multifamily
    • Office
    • Retail
    • Industrial
    • Bars/Restaurants
    • Funeral Homes
    • Gas Stations
    • Dry Cleaners
    • Self Storage
    • Mixed Use
    • Daycares
    • Hotel/Motel
    • Warehouse
    • Special Use
    • Agriculture
    • Auto Repair

Why Commonwealth Capital?

We have the ability to offer quick access to financing when you need a rapid and responsive turnaround. We can close in as little as five days – just one of the many reasons to partner with Commonwealth Capital.

Loan amounts and products for every need.

Our loan amounts range from $100,000 to $4,000,000. Our four core products include Bridge Loans, Construction Loans, Lines of Credit, and Mini-Perm Loans.

LTV workaround

To meet our LTV requirements, we can secure our loans with additional subordinate mortgages on real estate collateral that is not the primary property securing the loan.

We do not discriminate by property type

We can even lien primary residences if the funds are being used for a commercial purpose.

No prepayment penalties

There is never a prepayment penalty on any of our loan solutions. We wouldn’t be able to call ourselves bridge lenders if we penalized you for reaching your goal sooner than anticipated.

Need financing quickly? Apply today.

At Commonwealth Capital, you deal directly with our Executives through every step of the borrowing process. This unique accessibility allows for a quick approval and fast closing. In fact, we can close deals in as little as five days.

Commonwealth Capital has provided the integral funding needed to resolve a wide range of business and investment situations.

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  • Refinancing loans with current credit issues or defaults.

  • Sheriff sale purchases

  • Note purchases

  • Tenant improvements

  • Leveraging current real estate portfolio

  • Time-sensitive acquisitions

  • Ground-up construction

  • Renovations

  • Partner buyouts

  • Foreclosure bailouts

  • IRS liens

  • Past-due taxes

  • Creditor judgments

  • Debtor-in-Possession financing

  • Bankruptcy exits

  • Environmental cleanup

Have other questions?


We’d be more than happy to talk with you and answer any questions you may have. We are sure you will quickly realize the many advantages of working with the Commonwealth Capital team.


Simply complete the form to right and we will be in touch with you shortly.

We’re here to listen to your story.
Contact us today.