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Helping businesses and investors access the real estate-secured capital they need, when they need it most

Bridge Loans

Quickly close on a property, save real estate from foreclosure, or take advantage of a short-term opportunity prior to securing long-term financing.


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Construction Loans

Obtain the essential construction funding you need for both ground-up and renovation projects.


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Lines of Credit

Maintain constant access to the cash you need for working capital, growing your real estate portfolio, or fixing and flipping properties.


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Mini-Perm

Need longer term financing? Commonwealth can do a term as long as 5 years with amortization options.


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Looking for financing for your business or investments?
We can help.

 

Commonwealth Capital provides short-term bridge and mini-perm loans for businesses and real estate investors who do not qualify for traditional bank credit or need a rapid response and quick closing.

 

However, unlike many private lenders, we hold all our loans on our own balance sheet — which gives us the ability to lend outside of typical underwriting standards. And because we underwrite, fund, and service all loans internally, you can expect an expedited process and direct access to decision makers.

To date, we’ve funded over $100 million in small balance commercial real estate loans

 

Critical funding for a wide variety of projects and needs.

Bridge Loan for Real Estate Investor in Newark
Essex County, NJ

Commonwealth Capital is pleased to announce that it recently closed a $620,000 bridge loan. Liquor store owner and real estate investor based in Newark, NJ Proceeds used to refinance commercial mortgage on mixed-use property in Newark, NJ ...

$620,000

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Bridge Loan for Real Estate Investor in New York
Rockland County, NY

Commonwealth Capital is pleased to announce that it recently closed a $700,000 Bridge Loan. Financial services professional and real estate investor based in Rockland County, NY Proceeds used to provide cash out on a recently acquired note Se...

$700,000

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Bridge Loan for Real Estate Investor in Vermont
Essex County, NJ

Commonwealth Capital is pleased to announce that it recently closed a $375,000 bridge loan.  Real estate investor based in Vermont Proceeds used to fund interest reserve and provide cash out for acquisition of investment property in N...

$375,000

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Line of Credit for Real Estate Developer in Kissimmee
Osceola County, FL

Commonwealth Capital is pleased to announce that it recently closed an $400,000 line of credit. Real estate investor and developer Funds used to construct four townhomes and provide cash out working capital Secured by subject property and dup...

$400,000

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Bridge Loan for Sporting Goods Retailer in Greater Philadelphia Area
Montgomery County, PA

Commonwealth Capital is pleased to announce that it recently closed a $1,260,000 Bridge Loan. Sporting goods retailer based in Greater Philadelphia Area Proceeds used to acquire multi-tenant industrial facility in Montgomery County, PA S...

$1,260,000

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Bridge Loan for Clothing Boutique Operator in Philadelphia
Philadelphia County, PA

Commonwealth Capital is pleased to announce that it recently closed a $175,000 Bridge Loan. Clothing boutique operator Funds used to pay off self-employment IRS lien, pay off business judgment, provide working capital, and fund interest reserve...

$175,000

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Bridge Loan for Hair Salon Operator in Trenton
Mercer County, NJ

Commonwealth Capital is pleased to announce that it recently closed a $300,000 Bridge Loan. Hair salon operator and real estate investor Funds used to acquire and renovate mixed-use property in Trenton, NJ Secured by subject property and...

$300,000

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Bridge Loan for Auto Body and Trucking Operator in Hamilton
Mercer County, NJ

Commonwealth Capital is pleased to announce that it recently closed a $925,000 Bridge Loan. Auto body and trucking company operator based in Hamilton, NJ Proceeds used to acquire mixed-use multi-tenant operating property in Hamilton, NJ Secur...

$925,000

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Need financing quickly? Apply today.

 

At Commonwealth Capital, you deal directly with our Executives through every step of the borrowing process. This unique accessibility allows for a quick approval and fast closing. In fact, we can close deals in as little as five days.


We are an essential lending partner for Brokers, Attorneys, Accountants, and Real Estate Investors

Property Owners

 

We take pride in offering creative loan structures to real estate owners as well as direct access to the decision-makers responsible for financing.

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Referral Program

 

Commonwealth Capital is a reliable partner for professional financial intermediaries, brokers, attorneys and accountants whose clients face unique borrowing challenges.

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Frequently Asked Questions

 

Our mission is to deliver reliable latest news and opinions.

Is Commonwealth a broker or a direct lender?

Commonwealth is a direct, balance sheet lender. We hold the loans on our own balance sheet and service them for the life of the loan.

How quickly can you close a loan?

We will require an appraisal and title commitment prior to closing. We can close in as little as 5 days if these reports are already completed.

Do you charge prepayment penalties?

We do not have a prepayment penalty. The borrower is welcome to pay off the loan in full at any time, with no additional fee.

Do you allow secondary financing or seller-held notes?

We do allow seller-held notes and secondary financing. We usually require 20% down, however, on a case by case basis, this can be reduced or eliminated.

What is the minimum credit score you require for a loan?

We do not have a minimum credit score but we will want to understand the reasons behind any credit issues.

What type of properties do you lend on?

Almost all property types, including Single Family Homes, Multifamily, Office, Retail, Industrial, Bars/Restaurants, Funeral Homes, Gas Stations, Dry Cleaners, Self Storage, Mixed Use, Daycares, Hotel/Motel, Warehouse, Special Use, Agriculture, and Auto Repair.

Are there any property types you won't consider?

Land - send us all the rest!

Have other questions?

 

We’d be more than happy to answer and discuss in detail any other questions that you may have. We are sure you will appreciate the many advantages of working with Commonwealth Capital that you won’t get with other lenders.

 

Simply complete the form to right and we will be in touch with you shortly.

We’re here to listen to your story.
Contact us today.

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