Site Logo

Helping businesses and investors access the real estate-secured capital they need, when they need it most

Bridge Loans

Quickly close on a property, save real estate from foreclosure, or take advantage of a short-term opportunity prior to securing long-term financing.


Learn More

Construction Loans

Obtain the essential construction funding you need for both ground-up and renovation projects.


Learn More

Lines of Credit

Maintain constant access to the cash you need for working capital, growing your real estate portfolio, or fixing and flipping properties.


Learn More

Mini-Perm

Need longer term financing? Commonwealth can do a term as long as 5 years with amortization options.


Learn More

Looking for financing for your business or investments?
We can help.

 

Commonwealth Capital provides short-term bridge and mini-perm loans for businesses and real estate investors who do not qualify for traditional bank credit or need a rapid response and quick closing.

 

However, unlike many private lenders, we hold all our loans on our own balance sheet — which gives us the ability to lend outside of typical underwriting standards. And because we underwrite, fund, and service all loans internally, you can expect an expedited process and direct access to decision makers.

To date, we’ve funded over $100 million in small balance commercial real estate loans

 

Critical funding for a wide variety of projects and needs.

Note Acquisition in Philadelphia, PA
Philadelphia, PA

Commonwealth Capital is pleased to announce that it recently closed a $197,000 Note Acquisition.   Real estate developer in Philadelphia, PA Secured by triplex property in Philadelphia, PA Funds used to renovate the subject property for...

$197,000

READ MORE

Bridge Loan for South Jersey Real Estate Investor
Ocean County, NJ

Commonwealth Capital is please to announce that it recently closed a $225,000 Bridge loan.   Real estate developer based in Ocean County, NJ Funds used to pay off mortgage and finance construction of SFR in Bayville, NJ Secured...

$225,000

READ MORE

Bridge Loan for Real Estate Investor
Atlantic County, NJ

Commonwealth Capital is pleased to announce that it recently closed a $500,000 Bridge Loan. Real estate investor based in Nassau County, NY Funds used to acquire hotel property in Atlantic City, NJ Secured by subject property in Atlantic City...

$500,000

READ MORE

Bridge Loan for Baltimore Investor
Baltimore County, MD

Commonwealth Capital is pleased to announce closing a $235,000 Bridge Loan. Real estate investor in Baltimore, MD Funds used to pay closing costs, establish interest reserve, and refinance three SFR properties Secured by four SFR rental prope...

$235,000

READ MORE

Working Capital Line of Credit
Schuylkill County, PA

Commonwealth Capital is please to announce that it recently closed a $450,000 Line of Credit.   Farm operator and real estate developer Secured by farm and multiple residential investment properties in Schuylkill County, PA Funds to...

$450,000

READ MORE

Bridge Loan for Landscaping Business
Middlesex County, NJ

Commonwealth Capital is pleased to announce that it recently closed a $1,300,000 Bridge Loan.   Landscaping business based in Middlesex County, NJ Funds used to pay off mortgage, pay IRS debt, pay real estate taxes, and fund rese...

$1,300,000

READ MORE

Working Capital Line of Credit
Schuylkill County, PA

Commonwealth Capital is pleased to announce that it recently closed a $450,000 Line of Credit  Farm operator and real estate developer Secured by farm and multiple residential investment properties in Schuylkill County, PA Funds to be us...

$450,000

READ MORE

Working Capital Line of Credit
Camden County, NJ

Commonwealth Capital is pleased to announce that it recently closed a $715,000 Bridge Loan.   Real estate investors in Cherry Hill, NJ Funds used to pay off mortgages on retail property, pay closing costs, and fund interest reserve ...

$715,000

READ MORE

Need financing quickly? Apply today.

 

At Commonwealth Capital, you deal directly with our Executives through every step of the borrowing process. This unique accessibility allows for a quick approval and fast closing. In fact, we can close deals in as little as five days.


We are an essential lending partner for Brokers, Attorneys, Accountants, and Real Estate Investors

Property Owners

 

We take pride in offering creative loan structures to real estate owners as well as direct access to the decision-makers responsible for financing.

Learn More

Referral Program

 

Commonwealth Capital is a reliable partner for professional financial intermediaries, brokers, attorneys and accountants whose clients face unique borrowing challenges.

Learn More

Frequently Asked Questions

 

Our mission is to deliver reliable latest news and opinions.

Is Commonwealth a broker or a direct lender?

Commonwealth is a direct, balance sheet lender. We hold the loans on our own balance sheet and service them for the life of the loan.

How quickly can you close a loan?

We will require an appraisal and title commitment prior to closing. We can close in as little as 5 days if these reports are already completed.

Do you charge prepayment penalties?

We do not have a prepayment penalty. The borrower is welcome to pay off the loan in full at any time, with no additional fee.

Do you allow secondary financing or seller-held notes?

We do allow seller-held notes and secondary financing. We usually require 20% down, however, on a case by case basis, this can be reduced or eliminated.

What is the minimum credit score you require for a loan?

We do not have a minimum credit score but we will want to understand the reasons behind any credit issues.

What type of properties do you lend on?

Almost all property types, including Single Family Homes, Multifamily, Office, Retail, Industrial, Bars/Restaurants, Funeral Homes, Gas Stations, Dry Cleaners, Self Storage, Mixed Use, Daycares, Hotel/Motel, Warehouse, Special Use, Agriculture, and Auto Repair.

Are there any property types you won't consider?

Land - send us all the rest!

Have other questions?

 

We’d be more than happy to answer and discuss in detail any other questions that you may have. We are sure you will appreciate the many advantages of working with Commonwealth Capital that you won’t get with other lenders.

 

Simply complete the form to right and we will be in touch with you shortly.

We’re here to listen to your story.
Contact us today.

Top