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Helping businesses and investors access the real estate-secured capital they need, when they need it most

Bridge Loans

Close quickly to take advantage of a short-term opportunity, use the capital to fuel growth, or solve business issues.


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Construction Loans

We provide the essential construction funding you need for both ground up and renovation projects.


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Lines of Credit

Maintain constant access to the cash you need for working capital, growing your real estate portfolio, or fixing and flipping properties.


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Mini-Perm

Need longer term financing? Commonwealth can do a term as long as 5 years with amortization options.


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Looking for financing for your business or investments?
We can help.

 

Commonwealth Capital provides short-term bridge and mini-perm loans for businesses and real estate investors who do not qualify for traditional bank credit or need a rapid response and quick closing.

 

However, unlike many private lenders, we hold all our loans on our own balance sheet — which gives us the ability to lend outside of typical underwriting standards. And because we underwrite, fund, and service all loans internally, you can expect an expedited process and direct access to decision makers.

To date, we’ve funded over $150 million in small balance commercial real estate loans
We provide critical funding for a wide variety of projects and needs.

 

Critical funding for a wide variety of projects and needs.

Bridge Loan for Restaurant Operator in Chester County
Chester County, PA

Commonwealth Capital is pleased to announce that it recently closed a $375,000 Bridge Loan Bar/restaurant operator in Chester County, PA Proceeds used as working capital bridge to sale of mixed-use bar/restaurant property Secured by subject p...

$375,000

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Acquisition Loan for Real Estate Investor in Magnolia, DE
Kent County, DE

Commonwealth Capital is pleased to announce that it recently closed a $195,000 Acquisition Loan Real estate investor based in Wilmington, DE Proceeds used to acquire multifamily property in Magnolia, DE for renovation, lease up, and further sit...

$195,000

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Bridge Loan for Construction Operator in Hamilton, NJ
Mercer County, NJ

Commonwealth Capital is pleased to announce that it recently closed a $775,000 Bridge Loan Commercial construction operator based in Hamilton Township, NJ Proceeds used to refinance blanket mortgage and bridge to sale Secured by two SFR ...

$775,000

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Bridge Loan for Real Estate Investor in Philadelphia
Philadelphia County, PA

Commonwealth Capital is pleased to announce that it recently closed a $375,000 Bridge Loan. Real estate investor based in Philadelphia, PA Proceeds used to acquire portfolio of properties in Norristown, PA Secured by mixed-use property in Phi...

$375,000

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Bridge Loan for Doctor in Hellertown
Northampton County, PA

Commonwealth Capital is pleased to announce that it recently closed a $350,000 Bridge Loan. Doctor and real estate investor based in Warren County, NJ Proceeds used to acquire SFR investment property in Hellertown, PA Secured by subject prope...

$350,000

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Bridge Loan for Real Estate Brokerage in Dutchess County
Dutchess County, NY

Commonwealth Capital is pleased to announce that it recently closed a $325,000 Bridge Loan. Real estate brokerage based in Dutchess County, NY Proceeds used to acquire property in Rhinebeck, NY that will be converted into company's off...

$325,000

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Bridge Loan for Financial Services Professional in Rockland County
Rockland County, NY

Commonwealth Capital is pleased to announce that it recently closed a $1,000,000 Bridge Loan Financial services professional and real estate investor based in Rockland County, NY Proceeds used to acquire note and mortgage on multi-unit retail p...

$1,000,000

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Acquisition Loan for Assisted Living Facility Investor in Torrington, CT
Litchfield County, CT

Commonwealth Capital is pleased to announce that it recently closed a $1,200,000 Acquisition Loan Assisted living facility investor and operator based in New York, NY Proceeds used to acquire ALF property in Torrington, CT Secured by subject ...

$1,200,000

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Need financing quickly? Apply today.

 

At Commonwealth Capital, you deal directly with our decision makers through every step of the process. This unique accessibility allows for a quick approval and fast closing. In fact, we’ve closed deals in as little as three days.


We are an essential lending partner for Brokers, Attorneys, Accountants, and Real Estate Investors

Property Owners

 

We take pride in offering creative loan structures to real estate owners as well as direct access to the decision-makers responsible for financing.

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Referral Program

 

Commonwealth Capital is a reliable partner for professional financial intermediaries, brokers, attorneys and accountants whose clients face unique borrowing challenges.

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Frequently Asked Questions

 

Below are some questions many of our borrowers and referral sources commonly ask.

Is Commonwealth a broker or a direct lender?

Commonwealth is a direct, balance sheet lender. We hold the loans on our own balance sheet and service them for the life of the loan.

How quickly can you close a loan?

We will require an appraisal and title commitment prior to closing. We can close in as little as 5 days if these reports are already completed.

Do you charge prepayment penalties?

We do not have a prepayment penalty. The borrower is welcome to pay off the loan in full at any time, with no additional fee.

Do you allow secondary financing or seller-held notes?

We do allow seller-held notes and secondary financing. We usually require 20% down, however, on a case by case basis, this can be reduced or eliminated.

What is the minimum credit score you require for a loan?

We do not have a minimum credit score but we will want to understand the reasons behind any credit issues.

What type of properties do you lend on?

Almost all property types, including Single Family Homes, Multifamily, Office, Retail, Industrial, Bars/Restaurants, Funeral Homes, Gas Stations, Dry Cleaners, Self Storage, Mixed Use, Daycares, Hotel/Motel, Warehouse, Special Use, Agriculture, and Auto Repair.

Are there any property types you won't consider?

Land - send us all the rest!

Have other questions?

 

We’d be more than happy to talk with you and answer any questions you may have. We are sure you will quickly realize the many advantages of working with the Commonwealth Capital team.

 

Simply complete the form to right and we will be in touch with you shortly.

We’re here to listen to your story.
Contact us today.

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